How long does it take to open an account?

Verification takes about 15 minutes online. Compliance review usually takes 3 to 5 business days from the moment your file is complete.

Is there a fee to open an account?

No. There is no onboarding fee. Charges apply to conversion, payments and custody, and they are set out on the pricing page.

Yes. A director or an authorised signatory applies on behalf of the company, with the corporate documents, the ownership structure and identification for owners above 25 percent.

Is there a minimum balance?

No. There is no minimum balance to open an account. Trading limits are set per client as part of the compliance review.

Who can open an account?

Institutions, Web3 companies, professional businesses and eligible private clients. XEROF does not market its services to residents of the EU or EEA; those clients are onboarded only where they have approached XEROF on their own initiative.

What identity document do I need?

A valid passport or national identity card. Individuals also confirm their identity once more, either in the XEROF NFC app on an iPhone or on a short video call.

Where does the application happen?

In the XEROF onboarding portal at onboard.xerof.com. You can leave it and come back, and your progress is saved.

Open an account

Open a Swiss crypto account

Apply online as a company or as an individual. Verification is handled by a regulated provider, review usually takes 3 to 5 business days, and there is no onboarding fee.

How it works

Create your account

Register at onboard.xerof.com with your name, email and phone. Companies also give the company name and the signatory's details. It takes about two minutes.

Verify your identity

Individuals verify with a passport or national ID. Companies complete a business verification covering the corporate documents, the ownership structure and the authorised signatory.

Confirm on video

Individuals complete a short identification, either in the XEROF NFC app on an iPhone, reading the chip in the document, or on a booked 15 minute video call.

Compliance review

Our compliance team reviews the file, usually within 3 to 5 business days. We come back by email if anything further is needed, and confirm as soon as the account is active.

Start your application

What you will need

Individuals

Passport or national identity card
Proof of address issued within the last three months, not a bank statement
Source of funds and source of wealth information

Companies

Certificate of incorporation and constitutional documents
Ownership structure, with every beneficial owner above 25 percent
Identification for the authorised signatory and each beneficial owner
Proof of the registered address

XEROF is a financial intermediary under the Swiss Anti-Money Laundering Act, supervised by VQF, a self-regulatory organisation recognised and supervised by FINMA, membership No. 100954. The checks above are what that supervision requires, and they apply to every client.

Common questions

How long does it take to open an account?: Verification takes about 15 minutes online. Compliance review usually takes 3 to 5 business days from the moment your file is complete.
Is there a fee to open an account?: No. There is no onboarding fee. Charges apply to conversion, payments and custody, and they are set out on the pricing page.
Can a company apply?: Yes. A director or an authorised signatory applies on behalf of the company, with the corporate documents, the ownership structure and identification for owners above 25 percent.
Is there a minimum balance?: No. There is no minimum balance to open an account. Trading limits are set per client as part of the compliance review.
Who can open an account?: Institutions, Web3 companies, professional businesses and eligible private clients. XEROF does not market its services to residents of the EU or EEA; those clients are onboarded only where they have approached XEROF on their own initiative.
What identity document do I need?: A valid passport or national identity card. Individuals also confirm their identity once more, either in the XEROF NFC app on an iPhone or on a short video call.
Where does the application happen?: In the XEROF onboarding portal at onboard.xerof.com. You can leave it and come back, and your progress is saved.
Is XEROF licensed by FINMA?: No. XEROF is supervised under the Anti-Money Laundering Act through VQF, a self-regulatory organisation recognised and supervised by FINMA. That is not a FINMA licence, and XEROF is not a bank.

Ready to start? The application takes a few minutes and you can return to it at any time.