Bitcoin has become an increasingly popular way to buy real estate all over the world, including in sunny Spain. Real estate in Spain is like a dream come true with its stunning scenery, delicious food and great weather. For those looking for a slice of paradise by the beach or amidst rugged mountains, buying property in Spain can be made even better using Bitcoin. In this article, we’ll explore how to buy real estate in Spain with Bitcoin as well as why it’s becoming an increasingly attractive option.

Real Estate in Spain

Real estate in Spain has something for everyone. Whether you’re looking for a beachside villa, a mountain hideaway, or an urban loft, there’s sure to be the perfect property for you. With its vast array of landscapes and climates ranging from tropical beaches to snow-capped mountains, it’s no wonder so many people choose to purchase real estate in Spain. Additionally, if you’re looking to invest, Spain offers some of the best tax benefits in Europe making it even more attractive.

1. Find a Property: First, you need to find an estate agent or property that is willing to accept Bitcoin as payment. This may require some research and ask around, but it’s becoming increasingly common for real estate agents to accept cryptocurrency in Spain. While looking for a property, consider also what you would need to do to make sure it meets local regulations and is suitable for your own needs.

2. Get a Mortgage: If you plan on taking out a mortgage, you’ll need to get one from a lender that accepts Bitcoin payments. The process is much the same as with any other type of loan application but some lenders may be more willing than others to accept cryptocurrency. Make sure to shop around and compare interest rates before committing to any agreement.

3. Sign Contracts: Once you’ve found the right property and secured a mortgage, it’s time to draw up contracts between both parties — i.e., yourself and the seller or estate agent. It’s important that these contracts follow Spanish legal requirements, so you should seek advice from a qualified lawyer before signing anything.

4. Finalize Payment: Now comes the fun part — paying for your property! If you’re using Bitcoin, there are a few options available to you. One of these is XEROF, a Crypto Exchange from Switzerland that specializes in real estate transactions and offers OTC crypto exchange services compliant with Swiss regulations. The company specializes in creating custom solutions for clients looking to buy or sell real estate with cryptocurrency and provides a secure, fast and easy way to make payments.

5 Reasons to Buy Real Estate in Spain with Bitcoin

Now that you know how to buy real estate in Spain with Bitcoin, let’s take a look at why it’s becoming more attractive as an option:

1. Speed and Efficiency: Cryptocurrencies like Bitcoin offer faster transfer speeds than traditional payment methods, making them ideal for completing large purchases such as buying real estate.

2. Low Risk: Bitcoin is a decentralized currency that isn’t tied to any government or financial institution, meaning it can’t be affected by economic crises or changes in policy. This makes it relatively low-risk compared to other payment methods.

3. No Fees: There are no transaction fees associated with using bitcoin as a form of payment, making it attractive for people who don’t want to pay extra money when transferring large sums of cash.

4. Lower Taxes: Depending on the country and region in which you buy property, taxes may be lower when using cryptocurrencies instead of traditional forms of money. This can add up to substantial savings over time and make a significant difference in your budget.

5. International Reach: Bitcoin is global, so it can be used to purchase real estate in other countries too. This makes it particularly attractive for people who are looking to invest in overseas property as a way of diversifying their portfolio or taking advantage of lower prices elsewhere.

Final Thoughts

Buying real estate with Bitcoin is becoming increasingly popular, and there are plenty of advantages to using this method over traditional payment methods. It’s important that you do your research and understands the process before getting started, but once you understand the basics you’ll have no problem finding the right property and completing the transaction in a safe and secure manner.

FAQs about Buy Real Estate in Spain with Bitcoin

Q: Is it legal to buy real estate with Bitcoin in Spain?

A: Yes, it is legal to purchase property with cryptocurrency in Spain. However, you should make sure that the transaction follows all local regulations and laws. It’s also a good idea to seek advice from a qualified lawyer before completing any contracts.

Q: Are there any fees associated with using Bitcoin as payment for real estate?

A: No, there are no fees associated with using cryptocurrencies such as bitcoin when making payments for real estate transactions. This can be an attractive option for people who don’t want to pay extra money when transferring large sums of cash.


XEROF is a Swiss-licensed FinTech specialising in cryptoassets. Our Tier 1 banking network allows clients to seamlessly navigate crypto and fiat transactions to manage investments, treasury, and settle third party expenses.

Learn more about XEROF